Welcome to Digital Dwelings, operated by DIGITALDWELLINGS PASSIONS PRIVATE LIMITED. Your confidence in us is important, and we are committed to providing you with a secure and reliable experience. In these Terms and Conditions, the words "we," "our," and "us" refer to Digital Dwelings, while "you," "your," and "user" describe anyone accessing or using our services. These terms establish the rules and guidelines for your use of our Payment solutions services.
We encourage you to review these Terms and Conditions carefully before using the website. By continuing to access or use our services, you acknowledge that you have read, understood, and agreed to the terms outlined here. If you do not agree with any part of these terms, please refrain from using our services.
These Terms and Conditions may be updated from time to time to reflect changes in our services or legal requirements. Continued use of Digital Dwelings after such updates indicates your acceptance of any revised terms. Your understanding and agreement allow us to provide a smooth, secure, and trusted service experience.
When you choose to explore or engage with our platform, you are confirming that you have read, understood, and agreed to follow these Terms along with our Privacy Policy. These guidelines exist to protect both you and the integrity of the Services we provide. If there is any part you find yourself unable to agree with, the right choice for you is to stop using our Services immediately. Your continued use reflects your trust in us and your commitment to honoring these Terms.
We want your journey with us to be smooth from the very first step. Before you start using our services, please make sure you meet the following requirements:
Please note: Your application may be approved or declined at our discretion.
By meeting these requirements, you help us maintain a secure and trustworthy environment for all users. We appreciate your cooperation and look forward to supporting your business with our services.
At Digital Dwelings, we aim to make payment acceptance effortless for your business. Our digital payment solutions are designed to help you collect funds from customers with ease and security.
Payment Methods We Support
We enable your business to accept payments through credit cards, debit cards, UPI, net banking, and digital wallets, giving your customers flexibility and convenience.
Integration Made Simple
To ensure smooth connectivity, we provide APIs and plugins that work seamlessly with websites, mobile applications, and POS systems, allowing you to integrate our services into your existing setup without hassle.
Additional Features for Your Business
You can benefit from features such as payment links, subscription management, invoicing, QR code payment options, and real-time transaction reports, helping you manage transactions more efficiently.
Fund Settlement Process
All cleared funds are transferred directly to your verified bank account, ensuring quick access to your earnings so you can focus on running your operations.
Service Updates and Modifications
Our services may evolve over time. We reserve the exclusive right to update, enhance, introduce, or withdraw any part of our services at any time, ensuring they remain effective, secure, and aligned with our operational goals.
By choosing Digital Dwelings, you gain a payment partner committed to supporting your business with secure, adaptable, and easy-to-use tools.
To ensure a secure and reliable experience for every business using our services, certain responsibilities rest with you as the account holder. These commitments help maintain the integrity of your account and our platform.
You must provide complete, correct, and up-to-date business and financial details at all times to keep your account in good standing. Our platform is to be used only for legitimate business activities that comply with applicable laws and regulations. It is your responsibility to safeguard your login information and API keys, preventing unauthorized use of your account.
If you detect any unauthorized access, suspicious activity, or possible account compromise, you are required to inform us immediately. By following these obligations, you help create a trusted environment where both your business and our services can operate without disruption.
We believe in keeping our pricing transparent so you can plan your business operations with confidence. Details of the fees for our services are provided in your Merchant Agreement or displayed within your dashboard.
All fees are quoted excluding applicable taxes unless specifically mentioned otherwise. It is your responsibility to ensure that any taxes due are reported and paid to the appropriate authorities.
You are accountable for any chargebacks initiated by customers. Refund requests will be processed according to our established timelines and internal policies to ensure consistency and fairness.
We hold the right to adjust, amend, or introduce changes to our fees at any time. Whenever such updates occur, we will inform you through email or by updating your dashboard.
By understanding and following these terms, you help us maintain a fair, clear, and reliable payment experience for your business.
To protect the integrity of our platform and the security of all users, certain activities are strictly forbidden when using our services. Engaging in any of the following will be considered a serious violation of our terms.
You may not conduct transactions involving illegal, fraudulent, or unauthorized purposes. This includes, but is not limited to, activities related to the sale or distribution of narcotics, adult content, gambling services, counterfeit goods, firearms, or any products or services that are restricted or banned under applicable laws.
You are also prohibited from tampering with our platform, attempting to bypass security safeguards, or exploiting any technical vulnerabilities for personal gain or to cause harm.
Any breach of these rules will lead to immediate suspension of your account, withholding of funds, and may result in legal action as allowed under the law.
We are committed to safeguarding every transaction that passes through our platform, protecting both your business and your customers from potential threats. Our systems are designed to detect and act on suspicious activity before it causes harm.
Through continuous monitoring, advanced fraud detection technology, and automated risk scoring, we evaluate each transaction in real time. If a payment appears unusual or high-risk, it may be delayed, placed on hold for further review, or reversed to prevent loss.
In situations where fraudulent activity is confirmed, we have the authority to freeze or permanently close your account, with or without prior notification. You agree to take full responsibility for any chargebacks, financial damages, or regulatory consequences that arise from unlawful or high-risk activities carried out through your account.
By cooperating with our security measures, you help ensure a safer payment environment for everyone who uses our services.
Your trust is built on the assurance that your data, and the data of your customers, is treated with the highest level of care. Protecting this information is central to how we operate.
All personal and transactional details collected through your use of our services are handled in strict accordance with applicable data protection laws and our Privacy Policy. We adhere to requirements and apply advanced encryption, strong authentication processes, and controlled access measures to protect sensitive information from unauthorized use.
By using our services, you consent to the processing of your data for essential purposes, which may include payment facilitation, fraud detection, service enhancements, and meeting legal obligations. Cardholder data will never be stored on our systems unless explicitly authorized under the current regulations.
By working together to protect information, we create a secure and dependable environment for every transaction.
Our platform is built on unique ideas, technology, and creative assets that are legally protected. Respecting these rights helps maintain the value and integrity of what we provide to you.
All intellectual property associated with the platform, including software code, interface layouts, brand name, trademarks, logos, written content, and user documentation, remains the sole property of DIGITALDWELLINGS PASSIONS PRIVATE LIMITED or its authorized licensors.
You are granted a limited license to use the platform strictly for its intended business purposes. This license is non-transferable and cannot be sublicensed to others.
You must not copy, modify, reverse-engineer, sublicense, or make any unauthorized use of any part of the platform without our prior written approval. Any use of our branding, trademarks, or marketing materials also requires written authorization before it can proceed.
By honoring these rights, you help protect the innovation and effort that go into delivering our services.
To provide you with a wider range of functionality and convenience, our platform may connect with external systems and service providers. These may include banks, payment networks, logistics providers, analytics platforms, and customer relationship management solutions.
While these integrations can enhance your experience, they operate independently from us. We do not manage or control the performance, data practices, or reliability of any third-party service. This means that any interruptions, limitations, or failures in their service are outside our responsibility.
If you choose to use such integrations, any loss, damage, or issue that arises will be at your own risk and subject to the specific terms and policies set by the respective third party.
By understanding these limitations, you can make informed decisions when choosing to connect our platform with external services.
Maintaining the safety, compliance, and integrity of our services is essential. In certain circumstances, we may be required to limit or end access to your account.
We have the right to suspend or terminate your use of our services if we determine that these Terms have been breached, if suspicious activity is detected, or if such action is required by law or a regulatory authority. Depending on the seriousness of the matter, the suspension may be temporary or result in permanent closure of your account.
If your account is terminated, all outstanding settlements, obligations, and dues must be paid in full. We reserve the authority to hold your funds until any investigation or dispute is resolved.
By adhering to these terms and addressing any concerns promptly, you help ensure uninterrupted access to our platform and services.
We believe that most issues can be resolved through open communication and a fair approach. If a dispute arises, our internal support and dispute resolution team will make every effort to address the matter in a constructive and cooperative manner.
For disputes involving transactions, such as chargebacks, we will coordinate closely with acquiring banks and card networks, following the relevant procedures and protocols required for resolution.
If a matter cannot be resolved through these efforts, you retain the right to pursue legal remedies in line with the governing law and jurisdiction stated in this agreement.
We want every experience with Digital Dwelings to be smooth, reliable, and beneficial for you. However, it is important to understand the limits of our responsibility.
As allowed under applicable law, Digital Dwelings will not be responsible for any indirect, incidental, special, or consequential harm arising from your use of, or inability to use, our Services. This includes situations that may result in loss of business opportunities, revenue, or data. While we work hard to maintain consistent operations, we cannot promise uninterrupted service or guarantee that every transaction will be completed without mistakes or delays.
Our aim is to serve you with transparency and fairness, and we encourage you to keep these boundaries in mind as part of using our Services.
We believe trust works both ways, and with trust comes responsibility. By using our Services, you accept that certain actions or choices may carry consequences.
You agree to take full responsibility for protecting DIGITALDWELLINGS PASSIONS PRIVATE LIMITED, along with its directors, team members, and affiliated partners, from any claims, liabilities, damages, losses, or legal costs. These may arise from the way you use or misuse the Services, from any breach of these Terms, or from any unlawful or fraudulent transactions made through your account.
Your commitment to this safeguard helps ensure that our Services remain reliable and secure for every user. Standing by these obligations is part of maintaining a fair and dependable relationship.
By choosing to engage with our services, you acknowledge that the legal foundation guiding these Terms rests upon the laws of India. All matters, interpretations, or questions that arise in connection with these Terms will be resolved according to Indian law. If any disagreement or conflict occurs, it will be addressed solely in the courts located within India, which hold the exclusive authority to hear such cases. This approach ensures a clear, consistent, and dependable legal pathway for both you and us.
Sometimes circumstances beyond anyone’s control can affect the delivery of services. We are committed to transparency and want you to understand that certain events may prevent us from fulfilling our obligations under these Terms.
We will not be held responsible for delays or failures caused by situations outside our reasonable control. These may include natural disasters, pandemics, wars, acts of terrorism, cyberattacks, technical outages, strikes, or restrictions imposed by government authorities.
By acknowledging this, you understand that such events may temporarily affect service availability or performance, and that both parties must exercise patience and cooperation until normal operations can resume.
Our goal is to keep our services and policies aligned with evolving business and legal requirements. As part of this commitment, we may update or change these Terms from time to time.
Any significant updates will be made available on our website, accompanied by a revised "Last Updated" date. By continuing to use our Services after such updates, you agree to accept the modified Terms. It is your responsibility to review the Terms periodically to stay informed about any changes.
Staying aware of these updates ensures that you are always using our services with full understanding and in compliance with the most current terms.
We understand that legal provisions may sometimes be challenged or found unenforceable. Our goal is to ensure that the remainder of these Terms continues to provide clear guidance and protection for all parties.
If any part of these Terms is determined to be invalid or unenforceable by a court with proper authority, the remaining provisions will continue to apply in full. Similarly, if we do not enforce any specific provision at a given time, this does not mean we waive our right to enforce it later.
Recognizing these principles ensures that the Terms remain effective and that your use of our services continues under a stable and consistent framework.
For all queries, complaints, or formal notices, please reach out to us at digitaldwellingspassionspvtltd@gmail.com. Our team will ensure that your message is reviewed and addressed promptly.
By contacting us directly, you help us maintain clarity, resolve issues efficiently, and continue providing a reliable service experience.
